[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rphomole.cz\/zakladni-informace-o-povinnem-ruceni\/#Article","mainEntityOfPage":"https:\/\/www.rphomole.cz\/zakladni-informace-o-povinnem-ruceni\/","headline":"Z\u00e1kladn\u00ed informace o povinn\u00e9m ru\u010den\u00ed","name":"Z\u00e1kladn\u00ed informace o povinn\u00e9m ru\u010den\u00ed","description":"Z\u00e1kladn\u00ed informace o povinn\u00e9m ru\u010den\u00ed Co je povinn\u00e9 ru\u010den\u00ed? Jako vlastn\u00edk vozidla se nevyhnete pojmu povinn\u00e9 ru\u010den\u00ed Nebankovni-hypoteky-uvery.cz. Jedn\u00e1 se o poji\u0161t\u011bn\u00ed odpov\u011bdnosti z provozu vozidla. Podm\u00ednky sjedn\u00e1v\u00e1n\u00ed a pln\u011bn\u00ed smlouvy stanovuje v \u010cesk\u00e9 republice z\u00e1kon o poji\u0161t\u011bn\u00ed odpov\u011bdnosti z provozu vozidla \u010d. 168 \/ 1999 Sb. Jak ji\u017e samotn\u00fd n\u00e1zev napov\u00edd\u00e1, jedn\u00e1 se poji\u0161t\u011bn\u00ed, [&hellip;]","datePublished":"2021-09-02","dateModified":"2021-09-02","author":{"@type":"Person","@id":"https:\/\/www.rphomole.cz\/author\/#Person","name":"","url":"https:\/\/www.rphomole.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f677d652d46d6437b40497bee38030612d53a3103b24904f519be33cae485306?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f677d652d46d6437b40497bee38030612d53a3103b24904f519be33cae485306?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rphomole.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rphomole.cz\/wp-content\/uploads\/crashed-car-ga4dca1c86_640_1.jpg","url":"https:\/\/www.rphomole.cz\/wp-content\/uploads\/crashed-car-ga4dca1c86_640_1.jpg","height":0,"width":0},"url":"https:\/\/www.rphomole.cz\/zakladni-informace-o-povinnem-ruceni\/","wordCount":386,"articleBody":"          Z\u00e1kladn\u00ed informace o povinn\u00e9m ru\u010den\u00edCo je povinn\u00e9 ru\u010den\u00ed? Jako vlastn\u00edk vozidla se nevyhnete pojmu povinn\u00e9 ru\u010den\u00ed Nebankovni-hypoteky-uvery.cz. Jedn\u00e1 se o poji\u0161t\u011bn\u00ed odpov\u011bdnosti z provozu vozidla. Podm\u00ednky sjedn\u00e1v\u00e1n\u00ed a pln\u011bn\u00ed smlouvy stanovuje v \u010cesk\u00e9 republice z\u00e1kon o poji\u0161t\u011bn\u00ed odpov\u011bdnosti z provozu vozidla \u010d. 168 \/ 1999 Sb. Jak ji\u017e samotn\u00fd n\u00e1zev napov\u00edd\u00e1, jedn\u00e1 se poji\u0161t\u011bn\u00ed, kter\u00e9 mus\u00ed uzav\u0159\u00edt ka\u017ed\u00fd majitel nebo spolumajitel motorov\u00e9ho vozidla registrovan\u00e9ho v \u010cR. Smyslem t\u00e9to pojistky je pojistn\u00e1 ochrana zdrav\u00ed a majetku t\u0159et\u00edch osob, kter\u00fdm by p\u0159\u00edpadn\u011b byla zp\u016fsobena \u0161koda v d\u016fsledku provozov\u00e1n\u00ed vozidla. T\u00fdk\u00e1 se v\u0161ech vozidel, kter\u00e1 jsou provozov\u00e1na na pozemn\u00edch komunikac\u00edch, a to v\u010detn\u011b vozidel, kter\u00e1 jsou na komunikac\u00edch ponech\u00e1na. Pokud by snad n\u011bkdo nabyl dojmu, \u017ee \u0159\u00edd\u00ed bezpe\u010dn\u011b a povinn\u00e9 ru\u010den\u00ed by neuzav\u0159el, dost\u00e1v\u00e1 s\u00e1m sebe do probl\u00e9m\u016f. V p\u0159\u00edpad\u011b, \u017ee nem\u00e1te uzav\u0159en\u00e9 povinn\u00e9 ru\u010den\u00ed, vystavujete se riziku ulo\u017een\u00ed a\u017e n\u011bkolika desetitis\u00edcov\u00e9 pokuty.Pokud se ocitnete v situaci, kdy zp\u016fsob\u00edte dopravn\u00ed nehodu, povinn\u00e9 ru\u010den\u00ed v\u00e1m u\u0161et\u0159\u00ed spoustu vr\u00e1sek a starost\u00ed. V\u00e1mi zp\u016fsoben\u00e9 \u0161kody uhrad\u00ed pr\u00e1v\u011b tato pojistka. N\u00e1sledn\u011b va\u0161e poji\u0161\u0165ovna kryje nap\u0159\u00edklad n\u00e1klady spojen\u00e9 s opravou po\u0161kozen\u00e9ho vozidla, \u0161kodu zp\u016fsobenou na zdrav\u00ed, n\u00e1hradu u\u0161l\u00e9ho zisku apod. Pozor, n\u00e1klady na opravu vozidla vin\u00edka nehody tato pojistka nepokr\u00fdv\u00e1. Pro tuto situaci existuje havarijn\u00ed poji\u0161t\u011bn\u00ed.Havarijn\u00ed poji\u0161t\u011bn\u00edJedn\u00e1 se o poji\u0161t\u011bn\u00ed, kter\u00e9 kryje \u0161kody na va\u0161em vlastn\u00edm automobilu. Pokud n\u011bkdo zp\u016fsob\u00ed na vozidle \u0161kodu v\u00e1m, pak n\u00e1klady na opravu jsou hrazeny z povinn\u00e9ho ru\u010den\u00ed vin\u00edka. Pokud si v\u0161ak vozidlo po\u0161kod\u00edte sami, pak se v\u00e1m \u0161koda uhrad\u00ed pr\u00e1v\u011b z va\u0161eho havarijn\u00edho poji\u0161t\u011bn\u00ed. Toto poji\u0161t\u011bn\u00ed je vhodn\u00e9 si sjednat u nov\u00fdch a dra\u017e\u0161\u00edch automobil\u016f. Pokud m\u00e1te ji\u017e auto  https:\/\/www.autoesa.cz\/vsechna-auta star\u0161\u00ed, pak pro v\u00e1s asi havarijn\u00ed poji\u0161t\u011bn\u00ed nemus\u00ed b\u00fdt \u00fapln\u011b v\u00fdhodn\u00e9.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z\u00e1kladn\u00ed informace o povinn\u00e9m ru\u010den\u00ed","item":"https:\/\/www.rphomole.cz\/zakladni-informace-o-povinnem-ruceni\/#breadcrumbitem"}]}]