[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rphomole.cz\/kdyz-nestaci-penize\/#Article","mainEntityOfPage":"https:\/\/www.rphomole.cz\/kdyz-nestaci-penize\/","headline":"Kdy\u017e nesta\u010d\u00ed pen\u00edze","name":"Kdy\u017e nesta\u010d\u00ed pen\u00edze","description":"K norm\u00e1ln\u00edmu \u017eivotu jsou dnes jak zn\u00e1mo zapot\u0159eb\u00ed pen\u00edze. Tyto pat\u0159\u00ed mezi ty nejd\u016fle\u017eit\u011bj\u0161\u00ed v\u011bci, jak\u00e9 lid\u00e9 znaj\u00ed, a to proto, \u017ee si pr\u00e1v\u011b za n\u011b m\u016f\u017eeme po\u0159\u00eddit pomalu v\u0161echno, co jenom pot\u0159ebujeme. A bez nich tak vesm\u011bs u\u010dinit nelze. Ov\u0161em ne ka\u017ed\u00e9mu z lid\u00ed je p\u0159\u00e1no m\u00edt dostatek takov\u00fdch pen\u011bz. A kdy\u017e se jich […]","datePublished":"2020-08-14","dateModified":"2020-08-14","author":{"@type":"Person","@id":"https:\/\/www.rphomole.cz\/author\/#Person","name":"","url":"https:\/\/www.rphomole.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f677d652d46d6437b40497bee38030612d53a3103b24904f519be33cae485306?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f677d652d46d6437b40497bee38030612d53a3103b24904f519be33cae485306?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rphomole.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rphomole.cz\/wp-content\/uploads\/zlat%C3%A9%20mince.png","url":"https:\/\/www.rphomole.cz\/wp-content\/uploads\/zlat%C3%A9%20mince.png","height":0,"width":0},"url":"https:\/\/www.rphomole.cz\/kdyz-nestaci-penize\/","about":["Pen\u00edze"],"wordCount":438,"articleBody":"   K norm\u00e1ln\u00edmu \u017eivotu jsou dnes jak zn\u00e1mo zapot\u0159eb\u00ed pen\u00edze. Tyto pat\u0159\u00ed mezi ty nejd\u016fle\u017eit\u011bj\u0161\u00ed v\u011bci, jak\u00e9 lid\u00e9 znaj\u00ed, a to proto, \u017ee si pr\u00e1v\u011b za n\u011b m\u016f\u017eeme po\u0159\u00eddit pomalu v\u0161echno, co jenom pot\u0159ebujeme. A bez nich tak vesm\u011bs u\u010dinit nelze.Ov\u0161em ne ka\u017ed\u00e9mu z lid\u00ed je p\u0159\u00e1no m\u00edt dostatek takov\u00fdch pen\u011bz. A kdy\u017e se jich n\u011bkomu nedost\u00e1v\u00e1, nast\u00e1vaj\u00ed kru\u0161n\u00e9 \u010dasy, v nich\u017e si \u010dlov\u011bk mus\u00ed pomysln\u011b a n\u011bkdy i fakticky utrhovat od \u00fast.A kdy\u017e pak nedostatek finan\u010dn\u00edch prost\u0159edk\u016f p\u0159ekro\u010d\u00ed \u00fanosnou mez, nen\u00ed zbyt\u00ed a \u010dlov\u011bk si zkr\u00e1tka mus\u00ed vz\u00edt p\u016fj\u010dku, aby vy\u017eil.Jen\u017ee vz\u00edt si p\u016fj\u010dku nemus\u00ed b\u00fdt v p\u0159\u00edpad\u011b \u017eadatel\u016f s velk\u00fdmi finan\u010dn\u00edmi probl\u00e9my ani trochu snadn\u00e9. A\u0165 tito obejdou sebev\u011bt\u0161\u00ed po\u010det bank, nejednou se v \u017e\u00e1dn\u00e9 z nich nesetkaj\u00ed s pochopen\u00edm. A sice proto, \u017ee v bank\u00e1ch jsou u p\u016fj\u010dek nastavena p\u0159\u00edsn\u00e1 krit\u00e9ria, kter\u00fdm nedok\u00e1\u017ee jen tak n\u011bkdo vyhov\u011bt. A \u010dlov\u011bk ve finan\u010dn\u00edch nesn\u00e1z\u00edch tu jenom st\u011b\u017e\u00ed prok\u00e1\u017ee dejme tomu dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy, takov\u00fd \u017eadatel v nesn\u00e1z\u00edch m\u016f\u017ee narazit i kv\u016fli n\u011bjak\u00e9mu tomu z\u00e1znamu v registrech dlu\u017en\u00edk\u016f, dal\u0161\u00edm nesplacen\u00fdm p\u016fj\u010dk\u00e1m, exekuci a podobn\u011b.Ale ani komplikovan\u00ed z\u00e1jemci o p\u016fj\u010dku je\u0161t\u011b nemus\u00ed rezignovat. I pro ty se tu \u0159e\u0161en\u00ed najde. Jenom ne v bance, n\u00fdbr\u017e u nebankovn\u00ed spole\u010dnosti. U n\u00ed\u017e se d\u00e1 z\u00edskat \u2013 a to a\u017e p\u0159ekvapiv\u011b snadno \u2013 dejme tomu hypot\u00e9ka na pozemek. U takov\u00e9 hypot\u00e9ky se toti\u017e nepo\u017eaduje prokazov\u00e1n\u00ed toho, co by \u010dlov\u011bk, kter\u00fd se ocitl v nouzi, nezvl\u00e1dl. \u017dadatel tu nemus\u00ed m\u00edt ani p\u0159emr\u0161t\u011bn\u00e9 p\u0159\u00edjmy, ani dokonale vypadaj\u00edc\u00ed registry dlu\u017en\u00edk\u016f, ani jin\u00e9 nedosa\u017eiteln\u00e9 p\u0159edpoklady. Bohat\u011b sta\u010d\u00ed, pokud m\u016f\u017ee d\u00e1t do z\u00e1stavy n\u011bjakou nemovitost a pokud bude m\u00edt z \u010deho spl\u00e1cet. A r\u00e1zem nic nebr\u00e1n\u00ed tomu, aby si tento p\u016fj\u010dil, a to rychle a za v\u00fdhodn\u00fdch podm\u00ednek, t\u0159eba i nemal\u00e9 pen\u00edze, je\u017e m\u016f\u017ee n\u00e1sledn\u011b spl\u00e1cet tu jeden rok a tu t\u0159icet let, to podle sv\u00fdch mo\u017enost\u00ed. A to za podm\u00ednek, jim\u017e se prost\u011b ned\u00e1 odolat.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdy\u017e nesta\u010d\u00ed pen\u00edze","item":"https:\/\/www.rphomole.cz\/kdyz-nestaci-penize\/#breadcrumbitem"}]}]